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What is Money Bloom and how does it work?

If you're under 18, Money Bloom is a bank just for you. In short, we want to be the first step in your financial journey. We start you off with your own bank account that you can manage easily with our Bloom app. You'll be able to spend your money using your Bloom Debit Card and send and receive money from friends and family.

Plus, there are no monthly fees and your money is secure.

Is Money Bloom a bank?

Money Bloom is a banking app built especially for teens starting their financial journeys. We like to think of ourselves as a mobile banking experience made up of an App, a Bloom account, and a MasterCard Bloom Card.

We make it easy to do the things you need most like deposit money, keep track of spending, and send money to friends and family. Rest assured, we also provide bank-level security so you can be confident that your money and private info are safe and secure.

If you're curious about the details: We provide banking services through our partner, Gate To Pay Jordan, which was established in 2014 and is CBJ licensed member.

Are there any fees?

There are no monthly, overdraft, minimum balance, or service fees.

How old do I have to be to join Money Bloom?

Anyone can open an account! You'll just need a parent or guardian to sponsor your account.

Why do I need a Sponsor?

Did you know that legally, you have to be over 18 to open a bank account or use apps like PayPal, Venmo, and CashApp?

But oftentimes, you need banking services before then. That's why we created Money Bloom - a banking experience created specifically for teens who are ready to manage their money.

Anyone under 18 years old can create a Bloom account, you'll just need an adult over 18 to be your sponsor. Your sponsor will have their own Bloom account and have some visibility into your
account until you turn 18. We recommend picking a parent or guardian, or someone who you trust to help manage your money.

How can I earn money with Money Bloom?

If you're under 18, you can earn money by referring friends to Bloom! Just send them an invite with your unique referral link, and you'll get rewarded once they meet the eligibility requirements. Plus, once you’re both on Bloom, you can instantly send and receive money with each other!

Can I create a Bloom Account if I'm not in Jordan?

Bloom is a Jordanian banking service currently available to Jordanian residents. You can use your Bloom Card internationally anywhere MasterCard or Visa is accepted (which is almost everywhere!)

Can I make suggestions for features or improvements?

Absolutely! We use all of your feedback - good or bad - to make our products better. Bring it on, we're ready to listen. Start a chat with our support team or send an email to support@money bloom.com.

When will I get my Bloom Card?

We'll ship your Bloom Card as soon as you create your account and order your card. It ships via Aramex and should arrive within 2- business days (or sooner!).

How do I activate my Money Bloom Card?

Once you've received your physical card in the mail, you’ll need to activate it before you can use it. Here’s how:

1. Log into your Bloom App and tap on Register New User

2. Enter your Card number

3. Tap Activate, then follow the prompts

Is my Money Bloom Card a credit card?

Your Money Bloom Card is a new kind of secured spending card. You can safely spend the money that you deposit to your Bloom account but with added protection.

There is no way to overspend. No overdraft fees. You don’t pay interest. All while getting the fraud protection and credit-building benefits of a credit card!

Where can I use my Bloom Card?

Anywhere MasterCard or Visa are accepted (which is pretty much everywhere!). You can swipe, insert the chip, or tap the card when you pay.

Will I be able to use an ATM?

You can use your Money Bloom Card almost anywhere, and that means ATMs too!

Do I need a PIN?

You’ll need to create a PIN for use at point of sales or ATMs. You shall receive your 4 digits PIN along with your Card in the mail.